Prop firms have gradually become a major trend in the trading community. Instead of investing a large amount of personal capital, more and more traders are joining prop trading firms where they can trade using a funded account and share profits with the company.
As we move through 2025, the prop firm industry has grown stronger than ever. However, not every firm is trustworthy or suitable for every trader. Each company has its own trading rules, payout structure, and evaluation process, which can significantly affect your trading experience and results.
And in this article, PF Insight presents the top prop firms 2025, carefully selected based on credibility, profit-sharing policy, and transparency of rules. This guide will help you choose the firm that best fits your trading strategy and start your funded trading journey with greater confidence.
What is a prop firm, and how do funded accounts work?
Unlike standard personal trading accounts, in the prop trading model, traders don’t deposit their own money to trade.
A prop firm (short for proprietary trading firm) is a company that provides funded trading accounts to qualified traders, allowing them to trade using the firm’s capital instead of their own. When traders generate profits, they receive a payout percentage typically ranging from 75% to 90% as agreed in advance.
Unlike standard personal trading accounts, in the prop trading model, traders don’t deposit their own money to trade. Instead, most firms require traders to complete an evaluation process, usually one or two phases, where they must prove their ability to manage risk and achieve a specified profit target. Once the evaluation is passed, the trader gains access to a live funded account, often with significantly larger capital, sometimes up to $100,000 or even $400,000.
Example: Suppose you register with a prop firm such as FTMO. You must reach a 10% profit target during the challenge phase without exceeding a 5% daily drawdown. If you pass, you’ll receive a real funded account and keep up to 90% of the profits you generate each month.
This model offers mutual benefits for both sides:
Traders get the opportunity to trade with substantial capital while minimizing personal financial risk.
Prop firms earn revenue through profit sharing and challenge fees from participants.
However, each prop firm has its own specific rules, such as daily loss limits, consistency requirements, or news trading restrictions. Understanding these conditions before joining is essential if you want to maintain your funded account long-term and truly profit from it.
Criteria for ranking the best prop firms 2025
These criteria ensure that our Top Prop Firms 2025 ranking is not just about popularity but about genuine quality and trader experience.
To determine the best prop firms 2025, PF Insight evaluated multiple key factors that reflect both the credibility of each firm and the actual value traders receive when joining a funded trading program. These criteria ensure that our Top Prop Firms 2025 ranking is not just about popularity but about genuine quality and trader experience. Below are the five most important criteria used in our evaluation process:
Funding size
One of the first things traders look at is the maximum capital allocation available after passing the evaluation phase. Leading prop firms typically offer flexible funding levels from $10,000 up to $400,000, and some even provide scaling plans that allow traders to increase their capital over time based on consistent performance.
Payout structure
The profit split ratio reflects how fair and rewarding a prop firm truly is. The top firms 2025 generally offer 80% – 90% payouts, with fast payment schedules (every two weeks or monthly). Some even feature instant payout options, allowing traders to withdraw profits immediately after reaching their profit target.
Trading rules
A reliable prop firm must have clear, transparent, and reasonable rules. We evaluated key aspects such as:
Daily drawdown & overall drawdown limits
Profit target requirements
Consistency rules between trading days
News trading policies (restrictions during major events)
EA and copy trading permissions
Customer support & user experience
A great prop firm doesn’t stop at good trading conditions; it must also deliver a smooth and supportive user experience. Key factors include:
Response time when issues arise
Ease of platform use and navigation
Active community support through Discord, Telegram, or online forums
Trust & reputation
Reputation remains one of the strongest indicators of a prop firm’s reliability.
PF Insight gathered feedback from trusted trading communities, including Trustpilot, Reddit, and Forex Peace Army, to assess transparency and trustworthiness. A reputable prop firm should have:
Consistent and verified payouts
Stable, transparent policies (no sudden rule changes)
A solid operational history with positive trader feedback
Top 5 prop firms 2025 (Quick Comparison Table)
A quick comparison table of the Top 5 Prop Firms 2025.
And to give you a clearer overview, below is a quick comparison table of the Top 5 Prop Firms 2025, the companies rated highest for their credibility, funding size, transparent trading rules, and attractive payout structures.
Prop Firm
Funding up to
Payout
Rules & Features
FTMO
$400,000
Up to 90%
Strict risk control, two-step challenge
The Funded Trader
$600,000
90%
Multiple account types, flexible rules
WeMasterTrade
$250,000
90%
Fast funding, flexible rules, no challenge option
MyFundedFX
$300,000
85%
Low entry fee, fair evaluation
Fidelcrest
$400,000
80%
Scaling plan, active trader bonuses
FTMO – The benchmark for reliability
FTMO remains one of the top prop firms of 2025 thanks to its stability, transparency, and clearly structured evaluation system.
Its two-step challenge model allows traders to demonstrate real trading skills in exchange for payouts of up to 90% and fast, reliable payment processing.
Strengths: Long-standing reputation, excellent support, and a dedicated mobile app.
Limitations: Strict rules on drawdown and consistency requirements.
The Funded Trader – For flexible trading styles
The Funded Trader is a rapidly growing prop firm that offers a variety of account types: Standard, Royal, Knight, and more, along with highly flexible trading conditions.
Traders can choose between a two-phase evaluation or instant funding, making it suitable for a wide range of trading styles and strategies.
Strengths: Up to 90% payout, diverse rule options, and strong flexibility.
Limitations: The platform can experience slight delays during peak trading hours.
WeMasterTrade – Flexible rules and fast funding
WeMasterTrade is a remote-based prop firm designed to support both beginner and professional traders.
It stands out for its low entry cost, flexible policies, and especially its Zero Phase / No Challenge program, which allows traders to get funded quickly without going through a complex evaluation process.
Strengths: Low participation fee, allows news trading and holding positions overnight/weekends, and payout up to 90%.
Limitations: Lower maximum funding size compared to larger firms and currently limited premium account options.
MyFundedFX – Affordable entry, steady growth
MyFundedFX attracts many new traders thanks to its low evaluation fees, simple challenge process, and fast, responsive support service.
This firm is ideal for those who want to start their prop trading journey without committing a large initial investment.
Strengths: Low cost of entry, transparent environment, and friendly customer service.
Limitations: Strict daily loss limit rules may challenge aggressive trading styles.
Fidelcrest – Strong scaling and bonus system
Fidelcrest stands out for its scaling plan, which allows traders with consistent performance to increase their capital over time, and a bonus program that rewards active and profitable traders.
It’s an excellent choice for those aiming to grow their funded capital in the long term.
Strengths: Attractive scaling and profit bonus programs.
Limitations: Strict evaluation process, which can be challenging for new traders.
Common rules you need to know before joining a prop firm
Understanding the trading regulations that each prop firm imposes is essential before signing with them.
Before registering with a prop firm, it’s crucial to understand the trading rules each company enforces.
While policies may vary, most prop firms revolve around the same key principles, and violating any of them can result in losing your funded account.
Daily drawdown limit
This is one of the most common and strict rules among all prop firms.
Typically, the daily drawdown limit ranges between 4 – 5% of your account balance.
If your equity drops below this limit in a single day, your account will be disqualified immediately, regardless of prior profits.
Overall drawdown
In addition to daily drawdown, most firms also set a maximum loss cap, usually 8 – 10% of the total balance.
Once your account hits this threshold, it’s terminated, whether you’re in the evaluation phase or trading a funded account.
Profit target
To pass the evaluation phase, you need to reach a profit target, typically 8 – 10%.
This helps prop firms assess your profitability and risk management skills.
Some firms include a second phase with a smaller target (around 5%) to verify your consistency.
Consistency rule
Many traders overlook this rule.
Top prop firms in 2025 require profits to be distributed evenly across multiple trading days, not concentrated in just one or two big trades.
This encourages sustainable trading behavior rather than “all-in” risk-taking.
News trading and weekend positions
Not all prop firms allow positions to be held through major news events or weekends.
For example, FTMO restricts trading during major announcements (like NFP or FOMC),
while WeMasterTrade allows it.
Always verify this policy before trading around high-volatility periods.
Payout structure and withdrawal schedule
Each prop firm has its own payout cycle; some pay every 2 weeks, others monthly.
A few even offer instant payouts once a trader meets performance criteria.
Make sure you understand when and how your profits can be withdrawn before starting.
EAs, copy trading, and automation
Some firms (like FundedNext or WeMasterTrade) allow the use of Expert Advisors (EAs) or copy trading, while others strictly prohibit it.
If you rely on automation tools, read the trading policy carefully to avoid accidental violations.
Conclusion
Instead of focusing solely on high payouts, traders should take a comprehensive approach, considering trading rules, reputation, and support policies to choose the right prop firm. Check out the Top Prop Firms 2025 to gain a complete overview before making your decision.
Names like FTMO, The Funded Trader, and WeMasterTrade have proven their value through transparency, flexible policies, and fast funding processes, allowing traders to focus more on their strategies rather than worrying about restrictions.
While each firm has its pros and cons, the most important principle remains: “Choose the prop firm that fits your trading style, not just the most famous one.” If you understand the rules, manage risk properly, and maintain discipline, any funded account can become the launchpad for a long-term, sustainable trading career.
Follow ourBest Firms section to stay updated on the latest and most trusted prop firms in 2025!
